Civil way: 27 January 2017

It may be inappropriate but I fancy I can escape LexisNexis disciplinary action upon using the c word. So here goes. Compulsory insurance. Yes, the Motor Vehicles (Compulsory Insurance) Regulations 2016 (SI 2016/1193) which came into force on 31 December 2016 raise the amount of cover for motor insurance damage to property by £200,000 to £1.2m. Happily, most policies already cover for in excess of the new minimum figure. If any policy covers for less, then the insurer must now effect an increase.

No doubt the scripts are being extended for insurance staff who negotiate renewal premiums. “I’m afraid retired judiciary are regarded as a bad risk, Steve, and we’ve got these new regs which means higher property damage cover.” Steve won’t let them get away with it. The government consulted on raising the limit and were told by the industry that few £1m property damage claims were made and that they did not think the increase would lead