E BY GUM: DEBT
The pre-action protocol for debt claims has been amended as from 1 October 2026. In addition to the creditor sending their letter of claim to the debtor by post (thereby ensuring it will not be delivered until after its deadlines have expired), they must now send them a copy to any personal email address they have for them. If none, but they do have other personal electronic contact details, a copy should go to at least one of the other methods of communication. Hitherto, a copy to an email address (not necessarily personal) was discretionary.
ALL RETURNS
It’s back. Amendments to the Equality Act 2010 (EqA 2010) placed employers under a protective duty to prevent sexual harassment of employees in the course of their employment by taking ‘reasonable steps’. This was diluted from ‘all reasonable steps’ after pressure from the Lords (see ‘Civil way’,




