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17 January 2025 / Dominic Regan
Issue: 8100 / Categories: Opinion , Profession , Insurance / reinsurance
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The insider: 17 January 2025

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Where would the legal profession be without the humble motorcar & the endless disputes it produces? Dominic Regan steers through credit hire confusion & secret commissions

Thank the Lord for the motor vehicle. The legal profession continues to thrive on the back of disputes generated by it, as recent law reports demonstrate.

The Court of Appeal in Johnson v Firstrand Bank Ltd [2024] EWCA Civ 1282 held that consumers who took out loans to purchase a car were entitled to compensation because the lenders paid a secret commission to the dealer who had referred the borrower to them. The judgment caused financial institutions to wobble amid talk of this opening the way to the next PPI claims bonanza. With remarkable alacrity, the Supreme Court has listed an appeal to be heard over three days, starting on 1 April.

Rob Weir KC won for the claimants in Johnson. He was also instructed by the unsuccessful appellant in the intriguing ongoing EUI Ltd v Smith [2024] EWHC 2803 (KB). This

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MOVERS & SHAKERS

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London Solicitors Litigation Association—John McElroy

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Fieldfisher partner appointed president as LSLA marks milestone year

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NEWS
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NLJ this week: Divorce ‘nuclear weapon’ freezes assets but entangles outsiders
Freezing orders in divorce proceedings can unexpectedly ensnare third parties and disrupt businesses. In NLJ this week, Lucy James of Trowers & Hamlins explains how these orders—dubbed a ‘nuclear weapon’—preserve assets but can extend far beyond spouses to companies and business partners 
NLJ this week: What counts as ‘rent’? Court says labour alone won’t do
A Court of Appeal ruling has clarified that ‘rent’ must be monetary—excluding tenants paid in labour from statutory protection. In this week's NLJ, James Naylor explains Garraway v Phillips, where a tenant worked two days a week instead of paying rent
Your magistrates’ court needs you!
Thousands more magistrates are to be recruited, under a major shake-up to speed up and expand the hiring process
NLJ this week: Freed but failed—justice system leaves the innocent empty-handed
Three men wrongly imprisoned for a combined 77 years have been released—yet received ‘not a penny’ in compensation, exposing deep flaws in the justice system. Writing in NLJ this week, Dr Jon Robins reports on Justin Plummer, Oliver Campbell and Peter Sullivan, whose convictions collapsed amid discredited forensics, ‘oppressive’ police interviews and unreliable ‘cell confessions’
NLJ this week: Clarity on whistleblowing, settlements and tribunal limits
A quiet month for employment cases still delivers key legal clarifications. In his latest Employment Law Brief for NLJ, Ian Smith reports that whistleblowing protection remains intact even where disclosures are partly self-serving, provided the worker reasonably believes they serve the ‘public interest’ 
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