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Insurance surgery: ATE (Pt 1)

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11 June 2014 / Richard Whale
Categories: Features , Insurance surgery , Insurance / reinsurance
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In the first part of a three part series, Richard Whale provides an online guide to the new world of after-the-event insurance

The crazy pre-Jackson rush among lawyers to sign up clients to conditional fee agreements (CFAs) and after-the-event (ATE) insurance may be a receding memory but the impact of all that effort continues to be felt as many solicitors and insurers alike are still living off the proceeds.

The reality of life

But with each concluded pre-1 April 2013 case, the reality of life since the Legal Aid, Sentencing and Punishment of Offenders Act 2012 (LASPO) came into force becomes a little firmer. For some personal injury firms, of course, the moment has already arrived, with practices going bust, shutting up shop, merging or selling off their work in progress to get out and focus on more profitable matters. Given what we have seen in the first 12 months, when firms are still living off that pre-Jackson work, you have to wonder what difficulties some will be in after another 12

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