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15 February 2013 / Nicholas Bevan
Issue: 7548 / Categories: Features , Insurance / reinsurance , Personal injury
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On the right road? (Pt III)

Nicholas Bevan explains why national law shouldn’t be permitted to undermine the effectiveness of Community law

Uninsured drivers are an unpleasant hazard of modern life. Not only are they statistically more prone to accidents, but their inconsiderate approach to insurance puts their victims in jeopardy of being denied their compensatory entitlement.

We have seen from the first two articles in this series, highlighting how the government is failing to compensate RTA victims, that the primary source of law in this area of practice are the six Motor Vehicle Insurance Directives (MVID) and the European Court of Justice (ECJ) rulings that interpret and apply them (see NLJ, 1 February 2013, p 94 and NLJ, 8 February 2013, p 130).

The first MVID was adopted by the Community and became law in 1972. The last consolidating MVID was adopted in 2009. Both the MVIDs and the ECJ rulings have precedence over both our national legislature and judiciary. Between them, they serve as a blueprint to enable the UK to transpose

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MOVERS & SHAKERS

NLJ Career Profile: Stephen Ward, The Barrister Group

NLJ Career Profile: Stephen Ward, The Barrister Group

From mowing lawns to life at the Bar: Stephen Ward reflects on an unconventional career

Clarke Willmott—Ben Loosemore

Clarke Willmott—Ben Loosemore

Commercial property partner joins Clarke Willmott in Southampton

Ellisons—Robert Tiffen

Ellisons—Robert Tiffen

Robert Tiffen joins Ellisons as Partner in growing Norwich office

NEWS
The Law Society RFC Festival of Sport returns next month, bringing together legal and financial services professionals for one of the sector’s largest annual sporting events
Legal aid deserts leave almost one in four without adequate access to justice
The Solicitors Regulation Authority (SRA) has warned solicitors and law firms that using artificial intelligence does not alter their professional obligations, amid concerns over inaccurate legal material and client confidentiality
From forgotten interest claims to case-management appeals, a string of procedural developments offers useful—and occasionally cautionary—lessons for practitioners

Jonathan Fisher KC highlights that it now accounts for around 40% of criminal offences, with roughly 70% involving technology, and argues that the UK cannot simply prosecute its way out of the problem. Detection, investigation and prosecution all require improvement, while different fraud types demand tailored responses.

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