A third-party liability insurance policy did not cover an accident occurring while a car was being fixed on private premises, the Supreme Court has held, in Phoenix Engineering v UK Insurance [2010] UKSC 16. The court held that the damage was caused by alleged negligence in carrying out the repairs, not the prior use of the car as a means of transport. The car’s owner, Mr Holden, accidentally set fire to it while repairing it at the premises of his employer, Phoenix Engineering, causing £2m damage to Phoenix and its neighbour.
27 March 2019
Car on fire not covered
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NEWS
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A little-noticed provision of the Crime and Policing Act 2026 has fundamentally expanded corporate criminal liability
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The law offers cohabiting couples surprisingly greater protection after one partner dies than when they separate during life
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