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05 February 2020 / Cecily Crampin , Tricia Hemans
Issue: 7873 / Categories: Features , Property
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Where are we now?

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Mortgage receivership & possession: so few answers, many more questions. Cecily Crampin & Tricia Hemans report
  • Mortgage receivership and possession claims, considering the current state of the law following the decision in Menon v Pask and the practical effect of the decision in terms of the utility of receivership, how far the principles in Menon might extend, and the courts’ approach to receivership questions.

It’s easy to feel that cases involving mortgage receivership require belief in as many as six impossible things before breakfast. The deemed agency makes the receiver the borrower’s apparent servant, and yet his actions are out of the borrower’s control. This wonderland is particularly apparent when a receiver seeks possession from the borrower since it appears as if the borrower is suing himself for possession of a property, which he the borrower, has a right to possess.

Last autumn’s decision of Mr Justice Mann in Menon v Pask [2019] EWHC 2611 (Ch), [2019] All ER (D) 79 (Oct) has answered at least one

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NEWS
The Law Society RFC Festival of Sport returns next month, bringing together legal and financial services professionals for one of the sector’s largest annual sporting events
Legal aid deserts leave almost one in four without adequate access to justice
The Solicitors Regulation Authority (SRA) has warned solicitors and law firms that using artificial intelligence does not alter their professional obligations, amid concerns over inaccurate legal material and client confidentiality
From forgotten interest claims to case-management appeals, a string of procedural developments offers useful—and occasionally cautionary—lessons for practitioners

Jonathan Fisher KC highlights that it now accounts for around 40% of criminal offences, with roughly 70% involving technology, and argues that the UK cannot simply prosecute its way out of the problem. Detection, investigation and prosecution all require improvement, while different fraud types demand tailored responses.

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