Credit card test case

The High Court has ruled on a number of test cases brought under s 78 of the Consumer Credit Act 1974

The High Court has ruled on a number of test cases brought under s 78 of the Consumer Credit Act 1974, concerning requests for copies of credit card agreements and the consequences of non-compliance with that provision.

The defendant banks applied to have the claims struck out as having no reasonable grounds for success. Carey v HSBC [2009] EWHC 3417 (QB), heard before Judge Waksman QC, offers guidance for county court judges hearing similar claims.

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Credit card test case

MOVERS & SHAKERS

Laytons ETL—Maximilian Kraitt

Switalskis—three appointments

Browne Jacobson—seven promotions